For those of us fortunate to receive our first blizzard already, we know that our beautiful fall is rapidly coming to a close. I'm sorry to have to relay this obvious fact. But this means that more winter weather is not far behind. It's not too soon to be thinking about the hazards of cold temperatures and the snow and ice they bring.

Some of the most hazardous situations caused by wintry weather are icy sidewalks, steps, and other walking surfaces. Many businesses overlook this hazard until a customer or employee has a bad fall, and by then it is too late. Every year, thousands of people are injured by falls on icy surfaces. The simple, economical act of applying slat and sand could have prevented many of these spills.

Businesses that do not keep their walking areas free of ice are opening themselves up to unnecessary liability. If a customer is injured in a fall, the courts will look to determine if the business made a sincere effort to keep their sidewalks and other walking surfaces clear. If the courts decide they did not make that effort, it's time for the business to open its wallet.

Going hand in hand with fall prevention is the issue of fraudulent claims – something that is occuring with increasing frequency. One of the toughest claims to disprove is back pain, an injury that often accompanies a slip, trip, or fall. It's relatively easy to fall and claim back pain, and some will always see this approach as an easy way to make some money. Making a good effort to keep icy surfaces clear can help you avoid claims of this type.

Not just customers

In addition to protecting your customers, you should always work hard to provide a safe workplace for your employees. Not only does losing an employee leave you shorthanded, but it can also affect your workers' compensation modification. As an additional precaution, it is good practice to encourage your workers to wear boots or shoes with good traction during the winter months.

So, while most of us don't want to think about the winter weather, it is a good idea to be prepared for winter storms and take the necessary preventative steps.

Remember: The same wintry conditions that create hazardous walking areas can create slick roads. Don't forget to navigate winter roads with caution.